The Psychology of Money: Why Emotions Drive More Financial Decisions Than We Admit

  When it comes to money, most of us assume the “right” choices are all about numbers. Spend less than you make. Save consistently. Invest wisely. On paper, it all looks simple. But if it were really just math, we’d all follow the plan perfectly. The truth is: money is emotional. How Emotions Shape Our […]

Unlocking Real Value: How Your Advisor Can Make a Measurable Difference

Unlocking Real Value: How Your Advisor Can Make a Measurable Difference As investors, we all seek ways to improve outcomes—not just through chasing returns, but through reliable, long-term strategies. At Vanguard, their Advisor’s Alpha® framework, now celebrating its 25th anniversary, demonstrates how financial advisors can deliver real, measurable value beyond just picking investments (Vanguard Advisors). What […]

OBBBA Explained

What Changed and Why It Matters As of July 4, 2025, the OBBBA made many of the individual tax provisions originally set to expire after 2025  permanent, chief among them being the income‑tax reductions from the 2017 Tax Cuts and Jobs Act. These changes reshape the tax landscape for investors, retirees, and working families. Notable Tax […]

Senior Living 101- Free Webinar

Smart Money Circle: This $450M Money Manager Uses Stocks & Options To Gain An Edge In The MarketSmart Money Circle

Smart Money Circle podcast introduces Paul Stanley, Granite Bay Wealth Management managing partner. Listen here

Empowering Financial Decisions Post-Fed Meeting

It’s understandable that updates from the Federal Reserve can evoke questions and concerns, especially when they have the potential to impact our finances, investments, and borrowing costs. Today, we’re diving into the May 2025 Federal Open Market Committee (FOMC) meeting, a significant event in the current economic landscape, to highlight key takeaways that could shape […]

Paul Stanley in Pensions and Investments

Paul Stanley, chief investment officer at Granite Bay Wealth Management commented that the 401(k) plan is the “bedrock of most people’s long term financial plan, and I think the simplicity of traditional public market investments makes the most sense for plan participants.”“People need to focus on dollar-cost averaging into a well-diversified portfolio of funds and not […]

Granite Bay Wealth Management’s Paul Stanley Moves Up Forbes “Best-in-State Wealth Advisors” List 

Portsmouth, NH – Granite Bay Wealth Management is proud to announce that founder and managing partner Paul Stanley has been named to the prestigious Forbes Best-in-State Wealth Advisors list for 2025, earning the #25 spot in New Hampshire, up from #31 in 2024.  Now in its seventh year, the Forbes Best-in-State Wealth Advisors ranking celebrates […]

Holiday Budgeting: Tips for a Joyful and Financially Smart Season​

The holiday season is a time of celebration, generosity, and connection. But it can also be a time of financial stress if spending goes unchecked. A well-thought-out budget can help you enjoy the festivities without worrying about bills in January. Here are some practical tips to keep your holiday spending under control: 1. Set a […]

Understanding the Difference Between Federal and Private Student Loans

college loans student loans san francisco

San Francisco When it comes to funding education, choosing between federal and private student loans is a critical decision. Each option has unique features, and understanding the differences can help students and families make informed financial choices. Below is an overview of both types of loans. Federal Student Loans Federal student loans are funded by the U.S. […]